What is IndianPay?
IndianPay is a rupee (INR)-based financial platform where users can purchase fixed-term saving or earning plans, receive periodic payouts in INR (₹), and withdraw their earnings directly to their bank account or via UPI. Our goal is to offer stable, easy-to-understand INR products for everyday users with a clean mobile-first experience.
All balances, plans, profits, and withdrawals inside IndianPay are tracked in INR (₹) to avoid foreign-currency exposure. Deposits may be made via UPI, bank transfer, or supported payment providers; withdrawals are processed to the bank/UPI details provided by the user and are subject to admin verification.
INR-Based Saving Plans
Deposit in INR, choose a saving or earning plan denominated in INR, and receive periodic returns in rupees. No crypto, no foreign-currency conversion — everything inside IndianPay stays in INR for clarity and predictability.
Bank & UPI Infrastructure
IndianPay accepts deposits through UPI and bank transfers. Withdrawals are routed to the user's bank account or UPI ID after standard verification by our team. Payment flows integrate with popular Indian payment gateways where applicable.
INR Wallet & Withdrawals
Your in-app wallet displays real-time INR balance (₹). Withdrawals are created from your wallet and processed to your bank or UPI address by admin once the transaction is verified.
Transparent Plan Details
Each order shows invested amount, periodic payout, duration, and expected total return in INR. History pages (recharge, withdrawals, income, orders) present clear, timestamped records for user review.
Mobile & PC Responsive
IndianPay is built responsive-first so bottom navigation, cards, and forms are easy to use on Android, iOS, tablets, and desktop.
Security & Compliance
We use session-based authentication, password hashing, and server-side validation for transactions. Admin verifies deposits and withdrawal requests to prevent fraud. Users must provide correct KYC/payment details when required.